0. INTRODUCTION
This specification provides the definition of the Authorization
message (AUTHOR) to be used in Electronic Data Interchange
(EDI) between trading partners involved in administration,
commerce and transport.
1. SCOPE
1.1 Functional Definition
An Authorization Message is sent by the Ordering Customer (or
Payor or Agent on behalf of the Ordering Customer) or by a
third party having authority on the Ordering Customer's
payments to the Ordered Bank, to authorize the Ordered Bank to
execute a given financial transaction.
This financial transaction might relate to both multiple
messages like PAYMUL and DIRDEB, and single instruction
messages like PAYORD and PAYEXT.
An Authorization Message could also be sent from the Ordered
Bank to the Ordering Customer or its Authorization Authority to
request authorization for a given financial transaction.
Throughout this document the term 'Original Message' refers to
the message to be authorized.
1.2 Field of Application
This message may be applied to both national and international
settlements. It is based on universal practice and is not
dependent on the type of business or industry.
1.3 Principles
- The authorization carried by the message applies to the whole
original message (i.e. to all instructions within the message)
or to individual debit transactions and their related credits.
- The AUTHOR message may also authorize a single transaction
in a multiple direct debit transaction.
2. REFERENCES
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 1.
3. TERMS AND DEFINITIONS
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 2.
4. MESSAGE DEFINITION
4.1 Data Segment Clarification
This section should be read in conjunction with the Branching
Diagram and the Segment Table which indicate mandatory,
conditional and repeating requirements.
The following semantic principles applying to the message are
intended to facilitate the understanding of the message.
The Authorization message is structured in three levels: A, B,
and C.
Level A Segment Groups 1, 2, 3 and 9 contains general data
related to the whole message.
Level B Segment Groups 4 and 5 contains data identifying the
message or transaction to be authorized.
Level C Segment Groups 6 to 8 contains the authorization.
The structure of the message is designed to allow several B
levels, each B level being followed by its realted C levels.
Where a choice of code or text is given only the code element
should be used wherever possible.
0010 | UNH, Message header
A service segment starting and uniquely identifying a message.
The message type code for the Authorization message is AUTHOR.
Note: Authorization messages conforming to this document must
contain the following data in segment UNH, composite S009:
Data element 0065 AUTHOR
0052 D
0054 95B
0051 UN
0020 BGM, Beginning of message
A segment for unique identification of the Authorization
message, its type and number and its function, i.e., specifying
if it is an authorization or request for authorization.
0030 DTM, Date/time/period
A segment containing the creation date of the Authorization
Message.
0040 BUS, Business function
A segment providing information for routing of the message.
0050 Segment group 1: RFF-DTM
A group of segments identifying the message to be authorized
and possibly the request for an authorization which has been
previously sent.
0060 RFF, Reference
A segment referring to the message that has to be authorized
or to a previously-sent request for authorization.
0070 DTM, Date/time/period
A segment indicating the date and time of creation of the
message referenced in the RFF segment or possibly the
payment date.
0080 Segment group 2: FII-CTA-COM
A group of segments identifying the financial institutions
involved in the Authorization message.
0090 FII, Financial institution information
A segment identifying the Ordered Bank acting for the
Ordering Customer and/or Payor and the relevant account
number and currency.
0100 CTA, Contact information
A segment identifying a person or department for the
financial institution specified in the FII segment and to
whom communication should be directed.
0110 COM, Communication contact
A segment providing communication numbers for the financial
institution identified in the FII segment and optionally for
the contact identified in the associated CTA segment.
0120 Segment group 3: NAD-CTA-COM
A group of segments identifying the parties involved in the
exchange of the message.
0130 NAD, Name and address
A segment identifying the name and address of the
non-financial parties involved in the exchange of this
message. (Sender and Recipient).
0140 CTA, Contact information
A segment identifying a person or department for the party
specified in the NAD segment and to whom communication
should be directed.
0150 COM, Communication contact
A segment providing communication numbers for the party
identified in the NAD segment and optionally for the contact
identified in the associated CTA segment.
0160 Segment group 4: LIN-SG5-SG6-SG7-SG8
A group of segments identifying a message or a group of
transactions in a message or a specific transaction in a
multiple message.
0170 LIN, Line item
A segment specifying the beginning of details referring to
the message/transaction to be authorized.
0180 Segment group 5: RFF-DTM
A groups of segments specifying reference numbers, dates
and/or times needed to identify a referenced message or
transaction.
0190 RFF, Reference
A segment indicating reference number(s) for the message
or transaction to be authorized.
0200 DTM, Date/time/period
A segment specifying the date/time of the referenced
message or transaction.
0210 Segment group 6: SEQ-GIS-DTM-MOA-DOC
A group of segments identifying the authorization of the
message/transaction.
0220 SEQ, Sequence details
A segment identifying the beginning of the details needed
to give the authorization.
0230 GIS, General indicator
A segment specifying the kind of authorization given to
the referenced message/transaction in a coded form.
0240 DTM, Date/time/period
A segment identifying dates related to the referenced
message/transaction.
0250 MOA, Monetary amount
A segment giving the amount of the referenced
message/transaction.
0260 DOC, Document/message details
A segment identifying referenced numbers of the
referenced message/transaction.
0270 Segment group 7: FII-CTA-COM
A group of segments identifying the financial institutions
associated with the referenced message/transaction.
0280 FII, Financial institution information
A segment identifying a financial institution related to
the referenced message/transaction.
0290 CTA, Contact information
A segment identifying a person or department for the
party specified in the FII segment and to whom
communication should be directed.
0300 COM, Communication contact
A segment providing communication numbers for the party
identified in the FII segment and optionally for the
contact identified in the associated CTA segment.
0310 Segment group 8: NAD-CTA-COM
A group of segments identifying the name and address of
non-financial parties associated with the referenced
message/transaction.
0320 NAD, Name and address
A segment identifying a non-financial party related to
the referenced message/transaction.
0330 CTA, Contact information
A segment identifying a person or a department for the
party identified in the NAD segment and to whom
communication should be directed.
0340 COM, Communication contact
A segment identifying communications types and numbers
for the persons or departments specified in the
associated CTA segment.
0350 CNT, Control total
A segment identifying the type of control checks and totals.
0360 Segment group 9: AUT-DTM
A segment group identifying the authentication procedures used.
0370 AUT, Authentication result
A segment specifying the details of any authentication
(validation) procedure applied to the Authorisation message.
0380 DTM, Date/time/period
A segment defining the validation date/time.
0390 UNT, Message trailer
A service segment ending a message, giving the total number of
segments in the message and the control reference number of the
message.
4.2 Data segment index (Alphabetical sequence by tag)
AUT Authentication result
BGM Beginning of message
BUS Business function
CNT Control total
COM Communication contact
CTA Contact information
DOC Document/message details
DTM Date/time/period
FII Financial institution information
GIS General indicator
LIN Line item
MOA Monetary amount
NAD Name and address
RFF Reference
SEQ Sequence details
UNH Message header
UNT Message trailer
Contents of D.95B